Microlending is going through some tough times as it's been the subject of harsh criticism from politicians and activists. Grameen Bank, the institution that won its founder Mohammed Yunus a Nobel Prize, is even under investigation for alleged tax evasion regarding US$100 million. In other areas like India, microlending institutions have been said to be trapping borrowers into a cycle of debt as instead of "lifting themselves" out of poverty, they just keep borrowing constantly. This is really unfortunate as it seemed like a good concept. Yet, I feel that the problems described in this article about microlending aren't problems with microlending itself but problems with human faults such as greed and over-ambitiousness. In effect, these faults are also those that have plagued regular banking or financial institutions elsewhere- trapping borrowers into a cycle of poverty seems familiar.